State coverage
Maryland Medicaid and GLP-1 coverage
Medicaid, for obesity: Other diagnoses only. The conditions and the appeal deadline are in the summary below.
At a glance
- Medicaid, for obesity
- Weight control is excluded by regulation. Wegovy for heart risk and Zepbound for sleep apnea are covered.
- Appeal deadline
- Fee-for-service: 90 days from receiving the notice. Managed care: 60 days to the plan, then 120 days to the state source
- Date read
- September 2026
Maryland's answer sits in a regulation that predates these drugs by decades, and the state cites it by number in its own newsletter rather than leaving anyone to find it. Agents used for weight control are not covered. Wegovy and Zepbound are covered for reasons that are not weight control, and the prior authorization form has no weight-loss branch on it at all.
There is a trap in reading Maryland's drug list, and the list itself warns about it. Its preamble says that therapeutic categories not listed are not part of the list and continue to be covered as they always have been. So the absence of a weight-management class proves nothing on its own. The exclusion rests on the regulation and on the criteria, not on the list's silence — a distinction that would be easy to get backwards.
Maryland's pharmacy benefit runs through its nine managed care organizations rather than through the state, which normally means a state page cannot speak for what any given member has. For Wegovy specifically the state has said otherwise in print, naming all nine plans. We did not open the individual plan formularies, so that sentence is the limit of what this page can say about them.
Maryland never announced any of this in a bulletin. Not one of the 286 provider advisories it has published since 2004 mentions weight, obesity, GLP-1s, Wegovy, Zepbound or Saxenda. The policy lives in newsletters, criteria records and a regulation instead, which is why it is easy to miss.
What we could verify for Maryland
The exclusion is a regulation and it is broad. COMAR 10.09.03.05A provides that except as specifically identified as covered, the following are not covered, and its item (14) reads: "Oral drugs or injections for central nervous system stimulants, anorexigenics, and any other agents when used for weight control." The chapter's administrative history records that Regulation .05A was amended most recently effective March 31, 2025.
COMAR 10.09.03.05A(14), Code of Maryland Regulations, Division of State Documents, effective March 2025 · source
The state cites that rule by number itself, and pairs it with what IS covered. Its pharmacy newsletter states: "The Maryland Medicaid fee-for service (FFS) program as well as the state's nine managed care organizations (MCO) cover Wegovy (semaglutide injection) when prescribed to reduce the risk of major adverse cardiovascular events (cardiovascular death, nonfatal myocardial infarction, or non-fatal stroke) in adults with established cardiovascular disease and either obesity or overweight. In accordance with COMAR 10.09.03.05 (A)(14), prescriptions for weight control indications will not be covered at this time." The same closing sentence is repeated in the Fall 2025 edition.
Maryland Department of Health, Pharmacy News & Views, Fall 2024, effective October 2024 · source
The prior authorization form has no weight-loss branch to tick. It offers Wegovy for a patient who "has established cardiovascular disease" with a "BMI of 27kg/m2 or greater within the last 90 days," "Prescribed by or in consultation with a cardiologist"; Wegovy for "non-cirrhotic metabolic dysfunction-associated steatohepatitis (MASH)"; and Zepbound for a patient who "has moderate to severe obstructive sleep apnea (OSA) diagnosed by polysomnography or home sleep study with an apnea-hypopnea index (AHI) ≥ 15 events per hour with obesity" and a "BMI of 30 kg/m2 or greater within the last 90 days." Every branch asks the prescriber to attest that the "Patient has engaged in a trial of weight loss management in the past 6 months and failed to achieve weight loss," and that the patient is "not concurrently using any other GLP-1 receptor agonists." The form's footer reads "MDH - 12/2025."
Maryland Medicaid, Office of Pharmacy Services, Wegovy or Zepbound prior authorization form, effective December 2025 · source
⛔ Maryland's drug list cannot be read as proving non-coverage, and the list says so itself: "Only drugs that are part of the listed therapeutic categories are affected by the Medicaid Preferred Drug List (PDL). Therapeutic categories not listed here are not part of the PDL and will continue to be covered as they always have for Maryland Medicaid participants." The list carries no weight-management category and names no anti-obesity drug — a search of all 33 pages returned zero for Wegovy, Zepbound, Saxenda, obesity and weight, against controls of 7 for insulin and 1 each for Ozempic, Mounjaro and Trulicity. That absence is consistent with the exclusion but does not establish it; the regulation does. The list is marked "Effective Date: 7/1/2026" and "Updated: 8/6/2026."
Maryland Department of Health, Medicaid Preferred Drug List, effective July 2026 · source
The managed care plans run their own formularies, subject to a floor rather than to a common list. COMAR 10.67.06.04 requires that "An MCO shall provide outpatient drugs as defined in §1927(k)(2) of the Social Security Act" and that "An MCO shall establish and maintain a drug formulary that is at least equivalent to the standard therapies of the Maryland Medical Assistance Program." At least equivalent sets a minimum; it does not make nine formularies into one.
COMAR 10.67.06.04, Code of Maryland Regulations, Division of State Documents · source
The weight exclusion is written into the managed care rules as well, so it does not depend on the plan choosing to apply it. The benefits an MCO is not required to provide include "Diet and exercise programs for the loss of weight" and "Prescriptions or injections for central nervous system stimulants and anorectic agents when used for controlling weight."
COMAR 10.67.06.27A, Code of Maryland Regulations, Division of State Documents · source
For a fee-for-service denial the window is 90 days and it runs from RECEIPT rather than from mailing — the opposite anchor to most states on this site. A fair hearing request may not be granted unless it is "Postmarked, delivered in person, or sent by email or facsimile to the Office of Health Services within 90 days of the receipt of the notification specified in Regulation .03A of this chapter, if the appeal concerns services provided or denied by the fee-for-service program."
COMAR 10.01.04.04D(2), Code of Maryland Regulations, Division of State Documents · source
For a managed care denial the plan comes first and the clocks are different again. An MCO must "Require that an enrollee, or a provider acting on the enrollee's behalf, file an appeal within 60 days from the date on the MCO's notice of action." A State fair hearing follows only "after first exhausting the MCO's appeal process," and then the enrollee "shall file for a State fair hearing within 120 days from the date the MCO provides on the written notice of appeal resolution." Keeping benefits running is 10 days at each stage. The rule also deems exhaustion satisfied where the plan misses its own deadlines: "If an MCO fails to adhere to the notice and timing requirements... the enrollee is deemed to have exhausted the MCO's appeals process and may initiate a State fair hearing."
COMAR 10.67.09.05, Code of Maryland Regulations, Division of State Documents · source
Maryland is one of 33 states whose Medicaid gives the same answer: weight loss excluded; heart, liver or sleep apnea can qualify. Maryland Medicaid's rule doesn't reach a job-based plan or Medicare. If you have one of those, read employer plans or Medicare Part D instead, and compare Maryland with the rest in the coverage matrix.
Regional insurers that sell plans in Maryland and have their own page here, quoted from their own policy documents: Kaiser Permanente Mid-Atlantic States and CareFirst BlueCross BlueShield. The national insurers are on the insurance index.
If you work for the State of Maryland
State employees aren't on Medicaid, so the answer above isn't yours. Your plan is the one the state buys for its workers: State of Maryland Employee and Retiree Health and Welfare Benefits Program. Its pharmacy benefit runs through MedImpact Healthcare Systems.
Weight loss drugs excluded
Maryland's state plan lists weight loss drugs among its drug exclusions for 2026. GLP-1s for diabetes are covered but need prior authorization.
The 2026 guide's drug exclusions: "Some medications are excluded from coverage, including, but not limited to, the following:" and the list includes "Weight loss drugs".
Maryland Department of Budget and Management, State of Maryland 2026 Health Benefits Guide, effective January 2026 · source
"Diabetic GLP-1s/GIPs" are on the list of "Prior Authorization Medications", and "Your doctor will need to provide more information about why these medications are being prescribed so MedImpact Healthcare Systems, Inc. can verify their medical necessity."
Maryland Department of Budget and Management, State of Maryland 2026 Health Benefits Guide, effective January 2026 · source
"The prescription drug plan is administered by MedImpact Healthcare Systems, Inc."
Maryland Department of Budget and Management, State of Maryland 2026 Health Benefits Guide, effective January 2026 · source
Asked whether GLP-1s are covered for weight loss, the state answered bidders: "Weight loss drugs are not covered under the State's formulary. ... Standard utilization management criteria for diabetes GLP-1s went into effect on 1.1.2024."
Maryland Department of Budget and Management, Questions and Answers #3, Pharmacy Benefits Management Services solicitation BPM039929, effective February 2024 · source
If the appeal fails, or you cannot wait
Maryland Medicaid excludes weight loss but can still approve these drugs for another approved use, set out in the facts above. If none of those applies to you, cash-pay telehealth is the fallback: you pay the whole cost yourself, with no Medicaid help.
These companies pay us a commission if you start care through the links below. That is how this site is funded, and it does not change what is written above. How we pay for this.
| Company | What we found on its own site |
|---|---|
| PartnerGala HealthCheck availability | One price at every dose. The advertised rate needs a yearly subscription. |
| PartnerDirect MedsCheck availability | One price at every dose from $147, with no monthly membership. The page states its discount two ways ($150 off in the banner, up to $200 off on the tiles), so check the total at checkout. |
| PartnerFoundCheck availability | Bills clinician visits to your insurance where it's in network, with the drug charged separately. Its Medicare offer, brand GLP-1s from $50 a month, doesn't count toward your Part D deductible or out-of-pocket maximum, and Extra Help doesn't apply. |
| PartnerEdenCheck availability | Semaglutide at $99 a month at every dose, with no membership on the page our link opens. Eden's own site pairs the same $99 with a required membership ($39 the first month, then $99), so check which one you're signing up for. |
| PartnerShedRxCheck availability | Injections plus needle-free drops and lozenges. You see a price only after the questionnaire, and the oral forms aren't sold in sixteen states. |
| PartnerHealthRXCheck availability | Compounded semaglutide at $133 a month on a three-month plan ($99 on twelve), tirzepatide from $209 ($179 on twelve). Its member reviews are labeled illustrative composites, not real patients. |
All 21 companies, with what we found on each →
Prices in those notes were read from each company's own site in August 2026 and September 2026, and they change often. Check the current number before you buy.
Where this comes from
- COMAR 10.09.03.05A(14), Code of Maryland Regulations, Division of State Documents, effective March 2025 — regs.maryland.gov/us/md/exec/comar/10.09.03.05
- Maryland Department of Health, Pharmacy News & Views, Fall 2024, effective October 2024 — Open the document
- Maryland Medicaid, Office of Pharmacy Services, Wegovy or Zepbound prior authorization form, effective December 2025 — health.maryland.gov/mmcp/pap/docs/PA%20Forms/Wegovy%20or%20Zepbound%20PA
- Maryland Department of Health, Medicaid Preferred Drug List, effective July 2026 — health.maryland.gov/mmcp/pap/docs/PDL-updated-8-6-2026.pdf
- COMAR 10.67.06.04, Code of Maryland Regulations, Division of State Documents — regs.maryland.gov/us/md/exec/comar/10.67.06.04
- COMAR 10.67.06.27A, Code of Maryland Regulations, Division of State Documents — regs.maryland.gov/us/md/exec/comar/10.67.06.27
- COMAR 10.01.04.04D(2), Code of Maryland Regulations, Division of State Documents — regs.maryland.gov/us/md/exec/comar/10.01.04.04
- COMAR 10.67.09.05, Code of Maryland Regulations, Division of State Documents — regs.maryland.gov/us/md/exec/comar/10.67.09.05