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The matrix

Who covers a GLP-1, and where

Coverage depends on what kind of plan you have before it depends on where you live. Start with your plan type, then check your state.

By plan type

State Medicaid, for obesity

Covers for weight loss 10 of 50 (pay for these drugs for weight loss, with prior authorization) — Michigan, North Carolina, Virginia, Mississippi, Missouri, Minnesota, Wisconsin, Kansas, Tennessee, Delaware

Other diagnoses only 33 of 50 (weight loss excluded; heart, liver or sleep apnea can qualify) — California, New York, Pennsylvania, Ohio, Texas, Washington, Arizona, Massachusetts, New Jersey, Utah, Colorado, Maryland, Indiana, South Carolina, Louisiana, Alabama, Kentucky, Oregon, Oklahoma, Connecticut, Rhode Island, Arkansas, Iowa, Maine, Montana, Nebraska, Nevada, New Hampshire, North Dakota, South Dakota, Vermont, West Virginia, Wyoming

Does not cover 6 of 50 (weight loss excluded, and no other route named) — Florida, Georgia, Illinois, Alaska, Idaho, New Mexico

Depends on your plan 1 of 50 (each health plan sets its own list) — Hawaii

Six columns on a wide screen. On a phone, this becomes one card per state, led by the appeal deadline.

StateMedicaid, for obesityWhat that meansAppeal deadlineSources cited
CaliforniaOther diagnoses onlyCoverage for weight loss ended January 1, 2026. GLP-1s stay covered for other approved uses.90 days from the Notice of Action (start a hearing within 10 days to keep receiving the drug while it's decided)4Open
New YorkOther diagnoses onlyWeight loss has never been a covered reason. Two GLP-1s are covered for other uses, both behind a high BMI.Source unreachable5Open
PennsylvaniaOther diagnoses onlyCoverage for overweight and obesity ended January 1, 2026. Saxenda is no longer covered for anything.30 days from written notice (60 days where no written notice was required)3Open
MichiganCovers for weight lossCoverage survived January 1, 2026, but only for morbid obesity after every other treatment has failed.90 days from the written notice of case action4Open
FloridaDoes not coverWeight control medications are a named exclusion, in a coverage policy still dated December 2017.90 days (fee-for-service); 120 days after a plan appeal (managed care)5Open
OhioOther diagnoses onlyObesity is a coded exclusion no one can request around. Wegovy is covered for heart and liver disease, not weight.60 days to appeal to the plan, then 90 days from that decision to ask for a state hearing (managed care)5Open
North CarolinaCovers for weight lossCut October 1, 2025 and restored ten weeks later. Now on, behind a BMI floor and a 5% renewal test.30 days to the hearings office on NC Medicaid Direct; in managed care, 60 days to the plan then 120 days to the hearings office8Open
GeorgiaDoes not coverWeight-loss agents are a named exclusion. The one open door is Saxenda for ages 12 to 17, and it shuts at 18.30 days from the date on the adverse action letter6Open
TexasOther diagnoses onlyWegovy and Zepbound are covered, but obesity alone never qualifies — heart, liver or sleep apnea does.90 calendar days, from the effective date of the action or the notice date, whichever is later6Open
IllinoisDoes not coverExcluded by rule. The state's own criteria file Wegovy, Zepbound and Saxenda as not covered agents.60 days to appeal to the plan, then 120 days to a state fair hearing (10 days to keep your medicine meanwhile)7Open
WashingtonOther diagnoses onlyExcluded by rule for weight loss. Wegovy and Zepbound are covered only for heart, liver or sleep-apnea uses.Managed care: 60 days to the plan, then 120 days to a state hearing. Agency notice: its own window10Open
VirginiaCovers for weight lossCovered with conditions: a BMI over 40, or over 37 with a named condition, after an older weight-loss drug is tried.Agency notice: 30 days from receipt. Managed care: 60 days to the plan, then 120 days to the state8Open
ArizonaOther diagnoses onlyExcluded for weight loss. Wegovy is allowed for heart or liver disease; Zepbound for sleep apnea is denied.Source unreachable5Open
MassachusettsOther diagnoses onlyCoverage for obesity ended July 3, 2026. Other approved uses stay covered; some members under 21 are excepted.Agency notice: 60 days from receipt. Managed care: 120 days after the plan's final appeal decision7Open
New JerseyOther diagnoses onlyExcluded by rule for obesity; a 2025 state study left it there. Wegovy and Zepbound are covered for other uses.Agency notice: 30 days from its date (20 from receipt). Managed care: the plan's appeal comes first6Open
MississippiCovers for weight lossCovered with prior authorization. Zepbound and Foundayo joined the preferred list on July 1, 2026.30 days from the postmark on the notice; 10 days to keep a benefit running. Managed care appeals come first5Open
MissouriCovers for weight lossCovered since January 2025, with Zepbound preferred. Wegovy is not covered for weight loss itself.90 days from the notice to appeal a refusal; 10 days if the state is cutting something you already have7Open
MinnesotaCovers for weight lossCovers Saxenda, Wegovy and Zepbound with prior authorization. Renewal needs 5% weight loss.30 days from the day you received the notice, or up to 90 days if the state accepts good cause3Open
WisconsinCovers for weight lossA new weight management drug class opened July 1, 2026 with Zepbound preferred; eight older drugs dropped.45 days for a state decision; 90 days from receipt where a managed care plan upheld its own denial2Open
UtahOther diagnoses onlyCovered as a pilot from July 1, 2025 and ended June 30, 2026. Three comorbidity routes survive.Source unreachable5Open
ColoradoOther diagnoses onlyWeight loss is excluded by rule. Zepbound for sleep apnea and Wegovy for heart risk are the ways in.60 days from the date on the Notice of Action; 10 days to keep services running. Managed care plans come first5Open
KansasCovers for weight lossCovers Wegovy and Zepbound as preferred. One statewide list binds all three KanCare plans.63 calendar days from the date on the notice, filed with your plan — not the state. 10 days to keep services running6Open
MarylandOther diagnoses onlyWeight control is excluded by regulation. Wegovy for heart risk and Zepbound for sleep apnea are covered.Fee-for-service: 90 days from receiving the notice. Managed care: 60 days to the plan, then 120 days to the state8Open
TennesseeCovers for weight lossCovered since August 1, 2025. Wegovy and Zepbound are preferred; older appetite drugs need no approval.None stated4Open
IndianaOther diagnoses onlyExcluded by rule for adults. Sleep apnea, heart risk and liver disease are the doors, and under-21 has its own.33 calendar days from the later of the date you received the decision or the date it takes effect. Managed care members appeal to their plan first6Open
DelawareCovers for weight lossCovers Wegovy and Zepbound as preferred, and has just moved the promise out of its State Plan.90 days from the date the action takes effect, and the hearing officer cannot extend it. Managed care members get 120 days from their plan's resolution notice5Open
South CarolinaOther diagnoses onlyRemoved GLP-1s for obesity from its drug list on December 31, 2025. Wegovy survives for heart and liver.30 calendar days following receipt of the notice, by postmark. 10 days from the date on the notice to keep services running7Open
LouisianaOther diagnoses onlyCovers Wegovy for heart and liver, Zepbound for sleep apnea, and makes the patient sign an agreement.None stated6Open
AlabamaOther diagnoses onlyIts drug list says it in a footnote: Wegovy and Zepbound are non-covered for weight reduction.60 days from the date the notice of action is mailed — and it must be received by Medicaid within that time, not merely posted4Open
KentuckyOther diagnoses onlyNo anti-obesity class on its drug list at all. Wegovy and Zepbound have their own criteria instead.30 calendar days by postmark if the state denied you; 60 days to your plan if an MCO did, then 120 days to a state fair hearing6Open
OregonOther diagnoses onlyExcludes these drugs from its Prioritized List of Health Services entirely, not from a drug list.60 days from the date on the notice, to your CCO or to OHA. 10 days from the effective date to keep a service running4Open
OklahomaOther diagnoses onlyCalls the category adiposity-based chronic disease, then closes the obesity-alone door three times over.Source unreachable2Open
ConnecticutOther diagnoses onlyGated the GLP-1s to diabetes, then added two cheap oral weight-loss drugs on the same day.60 days from the decision, and it has to be mailed — the statute counts from when the decision was made, not from when you opened the envelope7Open
Rhode IslandOther diagnoses onlyFrom October 1, 2026, four GLP-1s are no longer covered for weight loss. Other uses need a new approval.None stated7Open
AlaskaDoes not coverThe pharmacy manual excludes obesity drugs by name; the statewide drug list carries GLP-1s for diabetes only.30 calendar days from the date on the notice4Open
ArkansasOther diagnoses onlyWeight loss alone is excluded; Wegovy is covered for heart risk and liver disease, Zepbound for sleep apnea.30 calendar days from the date of written notice, and the 30 days does not start counting until 5 days after that date5Open
HawaiiDepends on your planHawaii sets no statewide drug list; coverage depends on which of five QUEST health plans a member is in.90 calendar days from the date of the notice — and for a QUEST managed-care plan's own decision, only after you've finished that plan's own grievance and appeals process4Open
IdahoDoes not coverNo anti-obesity drug appears on the current statewide list; the diabetes GLP-1s are covered for diabetes only.28 calendar days from the date on the notice3Open
IowaOther diagnoses onlyWegovy and Zepbound are Preferred on the drug list, but its own footnote excludes the weight-loss indication.90 days from the date on the notice of decision if your Medicaid is fee-for-service; 120 days from your health plan's own appeal decision if you are in managed care5Open
MaineOther diagnoses onlyWegovy is covered for heart risk and a liver condition, Zepbound for sleep apnea. Weight loss stays excluded.60 calendar days from the date of written notice3Open
MontanaOther diagnoses onlyThe standard drug list never names Wegovy or Zepbound; a separate pathway covers each for a non-obesity reason.90 days from the date the denial notice was mailed4Open
NebraskaOther diagnoses onlyBoth drugs are off the standard list, each with its own pathway: Wegovy for heart risk, Zepbound for sleep apnea.60 days from the date on your denial notice to appeal to your health plan, then 120 days from that plan's decision to ask for a state fair hearing4Open
NevadaOther diagnoses onlyWeight-management drugs are excluded by the state manual. Wegovy for heart risk, Zepbound for sleep apnea.90 calendar days from the date on the notice of decision — but if you are in a managed care plan, you appeal to the plan first5Open
New HampshireOther diagnoses onlyWeight-loss coverage ended January 1, 2026. Heart risk, sleep apnea and MASH survive.30 days from the date the department's notice of decision was issued — but a managed care member appeals to the plan first, on a longer clock9Open
New MexicoDoes not coverThe state's own page lists Wegovy, Zepbound and Saxenda as not covered by New Mexico Medicaid.90 calendar days from the date on the notice if you are not in a managed care plan; 30 days from the plan's final decision if you are7Open
North DakotaOther diagnoses onlyNo obesity pathway at all. Wegovy only for heart risk, ages 55 to 74; Zepbound only for sleep apnea.30 days from the date the notice was mailed — or 120 days if a managed care plan has already upheld the denial. The state must receive it, not just have it postmarked, by then3Open
South DakotaOther diagnoses onlyWegovy is MACE or MASH only and Zepbound OSA only. The drug list's own class name rules out weight loss.30 days from the notice of the action, filed with the state's Office of Administrative Hearings6Open
VermontOther diagnoses onlyThe drug list excludes weight-loss drugs up front. Wegovy for heart risk and Zepbound for sleep apnea are covered.60 calendar days to ask the Department to review the decision, then 120 days from that appeal decision letter to ask the Human Services Board for a fair hearing3Open
West VirginiaOther diagnoses onlyWeight loss is a non-covered service. Wegovy covers heart risk and MASH; Zepbound covers sleep apnea.90 days from the effective date of the action — which is not the date printed on the notice5Open
WyomingOther diagnoses onlyAnorexiant products are excluded outright. Wegovy needs heart disease or MASH; Zepbound needs sleep apnea.20 business days after the notice of adverse action is mailed — and a pharmacy denial has to go through reconsideration first4Open

Medicaid rules change with state budgets and preferred drug lists. Each state page carries the date its facts were read and links to the state's own document. "Sources cited" counts distinct documents, not distinct sentences — see each state page for the full list.

Wondering whether a rule was already in force on some particular day? The policy timeline splits every dated document in this corpus around a date you pick, and counts the months either side.

Denied already? Start here instead.