Answer
What Foundayo costs, and who will pay for it
The short answer
Paying cash, Foundayo costs $149 to $299 a month depending on the dose. With commercial coverage the savings card can bring it to $25. On Medicare Part D, the GLP-1 Bridge covers it for $50 if you qualify.
What does Foundayo cost per dose if you pay cash?
Lilly sells Foundayo self-pay through LillyDirect, and the price climbs with the dose. The lowest two strengths cost $149 a month, and no strength costs more than $299 as long as you refill on time.
Two prices are temporary. The 2.5 mg and 5.5 mg prices are reduced through December 31, 2026, and the regular prices are $199 and $299. The top two strengths hold at $299 only if you refill within 45 days; otherwise they're $349.
| Strength | Price | Conditions |
|---|---|---|
| 0.8 mg | $149 | Starting dose |
| 2.5 mg | $149 | Regular price $199; reduced through December 31, 2026 |
| 5.5 mg | $199 | Regular price $299; reduced through December 31, 2026 |
| 9 mg | $299 | None beyond the program terms |
| 14.5 mg | $299 | Refill within 45 days, otherwise $349 |
| 17.2 mg | $299 | Refill within 45 days, otherwise $349 |
Read on Lilly's Foundayo site and LillyDirect in September 2026. Up to 10 fills a year; the program ends December 31, 2026.
Is TrumpRx cheaper for Foundayo?
No. TrumpRx lists Foundayo at the same strengths, calls it an out-of-pocket price, and sends you to LillyDirect to buy it. It's a different front door to the same self-pay price.
Does your commercial plan cover it, and how do you find out?
Maybe. Lilly says all three of the largest pharmacy benefit managers will cover its obesity medicines, and the lists bear that out: CVS Caremark's October 2026 Standard Control list carries Foundayo, Express Scripts names it as a preferred weight-loss drug, and Anthem's formulary update records it moving from non-formulary to tier 2 on May 15, 2026.
None of that settles your plan. About half of people with job-based insurance have no coverage for obesity drugs at all, by Lilly's own count, and a plan that excludes the category excludes Foundayo with it. Where it's covered, expect prior authorization; UnitedHealthcare's first approval for Foundayo runs six months.
Find your pharmacy benefit manager on your insurance card, next to "Rx."
Search its member site for Foundayo under your own plan, not the public list.
Note any prior authorization, step therapy or quantity limit.
If it isn't listed, ask HR whether the plan excludes weight-loss drugs altogether or just this one.
What does the Foundayo savings card pay?
If your commercial plan covers Foundayo, you can pay as little as $25 for a one-, two- or three-month fill. The card pays up to $100 a month and $1,000 a year, across up to 10 fills, and it ends December 31, 2026.
If your plan doesn't cover it, the card still works, but it gives you the self-pay prices above rather than $25. Like every manufacturer card, it excludes Medicare, Medicaid, TRICARE, VA and other government programs.
Can you get Foundayo for $50 on Medicare?
Yes, if you qualify for the Medicare GLP-1 Bridge. CMS added Foundayo to the Bridge on April 6, 2026, alongside Wegovy and the Zepbound KwikPen. It runs from July 1, 2026 through December 31, 2027, with a $50 monthly copay.
Your prescriber attests that you meet the BMI criteria. If you have type 2 diabetes, sleep apnea or MASH, you're not eligible for the Bridge, because those uses go through ordinary Part D coverage instead. The $50 doesn't count toward your out-of-pocket total, and the low-income subsidy doesn't apply to it.
What if your plan denies it?
Read the denial for its reason first. A plan that excludes weight-loss drugs and a plan that covers them but wants more documentation are different problems. For the second, a formulary exception or an appeal is the route, and it costs you nothing to try.
What to ask your plan
Is Foundayo on my plan's formulary, and in which tier? Does it need prior authorization or step therapy? Does my plan cover weight-loss medications at all? If it's excluded, can my prescriber request a formulary exception?
Ask for the answer in writing, and note the date and the name of the person you spoke with.
Every claim above, with the document behind it
If something here decides anything for you, read the source rather than our summary of it. These are the documents we opened, and the month we opened them.
Read September 2026
Lilly, April 1, 2026: "the U.S. Food and Drug Administration (FDA) approved Foundayo™ (orforglipron) for adults with obesity, or overweight with weight-related medical problems." "Eligible people with commercial insurance may pay as little as $25 per month with the Foundayo savings card. Individuals opting for self-pay can access Foundayo starting at $149 per month for the lowest dose. Additionally, eligible Medicare Part D individuals may be able to get Foundayo for $50 per month, beginning as soon as July 1, 2026."
Eli Lilly and Company, news release, effective April 2026 · source
Foundayo's self-pay terms and LillyDirect list a one-month (30-day) price for each strength: 0.8 mg $149; 2.5 mg $149 (regular price $199, reduced "through December 31, 2026"); 5.5 mg $199 (regular price $299, reduced through December 31, 2026); 9 mg $299; 14.5 mg and 17.2 mg $299 under the "Self-Pay Journey Program" if you refill within 45 days, otherwise $349. A prescription is required, the card may be used for up to 10 fills per calendar year, and it ends December 31, 2026.
Eli Lilly and Company, Foundayo coverage and savings (self-pay terms) and LillyDirect: Foundayo, effective August 2026 · source
Foundayo savings card for commercial insurance: "You must have commercial drug insurance that covers Foundayo … to pay as little as $25 for a 1-month, 2-month, or 3-month prescription fill of Foundayo," with "maximum monthly savings of up to $100 per 1-month prescription, $200 per 2-month prescription, or $300 per 3-month prescription fill and a separate maximum annual savings of up to $1,000 per calendar year. Card may be used for a maximum of up to 10 prescription fills per calendar year." "Card expires and savings end on 12/31/2026." It excludes anyone enrolled in "Medicaid, Medicare, Medicare Part D, Medicare Advantage, Medigap, DoD, VA, TRICARE®/CHAMPUS" or another government program. A commercially insured patient whose plan doesn't cover Foundayo pays the self-pay prices under the card.
Eli Lilly and Company, Foundayo coverage and savings (commercial terms), effective August 2026 · source
CMS: "an eligible GLP-1 drug is any of the following products when used to reduce excess body weight and maintain weight reduction: Foundayo®, Wegovy® (injection and tablets), and Zepbound® (KwikPen®)." The page notes: "This was updated on April 6, 2026, to include Foundayo® following FDA approval."
Centers for Medicare & Medicaid Services, Medicare GLP-1 Bridge: information for Part D plans, effective August 2026 · source
CMS: the Bridge gives access "between July 1, 2026, and December 31, 2027." "Eligible beneficiaries will have a $50 copay … the Part D deductible will not apply, no part of the $50 copay counts towards the beneficiary's TrOOP costs, and there is no low-income subsidy (LIS) provided for LIS beneficiaries."
Centers for Medicare & Medicaid Services, Medicare GLP-1 Bridge, effective July 2026 · source
Lilly's release of May 28, 2026, subheaded "CVS Caremark begins covering Foundayo June 1 and resumes Zepbound coverage by October 1", says "all three of the nation's largest pharmacy benefit managers (PBMs) will cover Lilly's full obesity medicine portfolio" and that "For eligible patients with commercial coverage, both medicines are available for as little as $25 a month." A footnote reads "Terms and conditions apply."
Eli Lilly and Company, news release, effective May 2026 · source
Caremark's Performance Drug List – Standard Control headed "October 2026" lists, under ANTIOBESITY: liraglutide, orlistat, phentermine-topiramate, Foundayo, Qsymia, Wegovy, Wegovy HD and Zepbound. The list also warns that "plan design may not cover certain products or categories, regardless of their appearance in this document." The July 2026 edition of the same list carried Zepbound in its excluded-drug table, with liraglutide, orlistat, Qsymia and Wegovy as the alternatives.
CVS Caremark, Performance Drug List – Standard Control, October 2026, effective October 2026 · source
Express Scripts' 2026 National Preferred Formulary exclusions list (footer "EXCL-NPF-26 (07/01/2026)") lists, under Weight Loss, the excluded drugs "ZEPBOUND KWIKPENS, ZEPBOUND VIALS" and the preferred alternatives "liraglutide, FOUNDAYO, WEGOVY HD, WEGOVY PENS, WEGOVY TABLETS, ZEPBOUND PENS." It adds: "Not all the medications listed are covered by all prescription plans; check your benefit materials."
Express Scripts, 2026 National Preferred Formulary Exclusions, effective July 2026 · source
Anthem's own formulary update records these drugs changing tier at least nine times, in both directions, each with its own effective date: Zepbound from Tier 2 to Tier 3 (7/1/2025); Wegovy from Tier 2 to non-formulary (7/1/2025); Saxenda from Tier 3 to non-formulary (7/1/2025, and again 4/1/2026); Qsymia from Tier 3 to non-formulary (7/10/2025); the Wegovy tablet from non-formulary to Tier 2 (12/23/2025); liraglutide, listed as generic Saxenda, from non-formulary to Tier 1 (1/1/2026); Foundayo from non-formulary to Tier 2 (5/15/2026); the Zepbound KwikPen from not-covered to Tier 2 (8/1/2026); and the Zepbound standard pen from Tier 3 to non-formulary (10/1/2026).
Anthem, Formulary Update (unbranded, quarterly rolling) · source
First approvals are short and renewal is measured. The program issues five months for "Wegovy injection or tablet, Wegovy HD", six for "Foundayo, Xenical or Zepbound", four for Contrave, Qsymia or Saxenda, and three for the older stimulant appetite suppressants. To reauthorize, most drugs need "Weight loss of ≥ 5% of baseline body weight" — 3 percent for Qsymia, 4 percent for Saxenda — plus continued lifestyle modification, and the renewal then runs twelve months.
UnitedHealthcare, Clinical Pharmacy Programs, "Prior Authorization/Notification – Plans with Weight Loss/Appetite Suppression Medication Coverage" (2026 P 1114-22), effective September 2026 · source
Foundayo's label: "indicated in combination with a reduced-calorie diet and increased physical activity to reduce excess body weight and maintain weight reduction long term in adults with obesity or adults with overweight in the presence of at least one weight-related comorbid condition."
DailyMed (National Library of Medicine), Foundayo prescribing information, revised July 2026, effective July 2026 · source
TrumpRx lists Foundayo ("Orforglipron by Eli Lilly and Company") at the same six strengths, 30 tablets, marked "This is an out-of-pocket price", and sends the purchase to LillyDirect.
TrumpRx.gov, Foundayo · source
Lilly, April 9, 2026: "approximately half of Americans with employer-sponsored insurance lack coverage for obesity management medications."
Eli Lilly and Company, news release, effective April 2026 · source · PR Newswire
Read August 2026
Bridge eligibility is attested by your prescriber and needs a BMI of 35 or more; or 30 or more with heart failure with preserved ejection fraction, uncontrolled hypertension, or chronic kidney disease stage 3a or worse; or 27 or more with pre-diabetes, a prior heart attack, a prior stroke, or symptomatic peripheral artery disease.
Centers for Medicare & Medicaid Services, effective August 2026 · source
You are not eligible for the Bridge if you have type 2 diabetes, obstructive sleep apnea or MASH — those route to ordinary Part D coverage instead — or if you already filled a GLP-1 through Part D in 2026.
Centers for Medicare & Medicaid Services, effective August 2026 · source
Where this comes from
Read September 2026 unless marked.
- Eli Lilly and Company, news release, effective April 2026 — Open the document
- Eli Lilly and Company, Foundayo coverage and savings (self-pay terms) and LillyDirect: Foundayo, effective August 2026 — Open the document
- Centers for Medicare & Medicaid Services, Medicare GLP-1 Bridge: information for Part D plans, effective August 2026 — www.cms.gov/medicare/coverage/prescription-drug-coverage/medicare-glp-1-
- Centers for Medicare & Medicaid Services, Medicare GLP-1 Bridge, effective July 2026 — www.cms.gov/medicare/coverage/prescription-drug-coverage/medicare-glp-1-
- Centers for Medicare & Medicaid Services, effective August 2026 — www.cms.gov/medicare/coverage/prescription-drug-coverage/medicare-glp-1- (read August 2026)
- Eli Lilly and Company, news release, effective May 2026 — Open the document
- CVS Caremark, Performance Drug List – Standard Control, October 2026, effective October 2026 — Open the document
- Express Scripts, 2026 National Preferred Formulary Exclusions, effective July 2026 — Open the document
- Anthem, Formulary Update (unbranded, quarterly rolling) — Open the document
- UnitedHealthcare, Clinical Pharmacy Programs, "Prior Authorization/Notification – Plans with Weight Loss/Appetite Suppression Medication Coverage" (2026 P 1114-22), effective September 2026 — Open the document
- DailyMed (National Library of Medicine), Foundayo prescribing information, revised July 2026, effective July 2026 — dailymed.nlm.nih.gov/dailymed/drugInfo.cfm?setid=8ac446c5-feba-474f-a103
- TrumpRx.gov, Foundayo — trumprx.gov/p/foundayo
- Eli Lilly and Company, news release, effective April 2026 — Open the document
- Eli Lilly and Company, the same release on PR Newswire — Open the document
Where to go next
- What the Wegovy pill costs, dose by dose
- How the Zepbound savings card works, and who it leaves out
- Medicare and the $50 GLP-1 Bridge
- What CVS Caremark, Express Scripts and Optum Rx list
- Formulary exception: the clocks the rule puts on it
- How employer and commercial plans treat GLP-1s
- If your plan said no
- Every question we have answered
American GLP is not a law firm, an insurer, a government office or a clinician, and nothing here is legal or medical advice. This page describes what published rules say. Your own plan documents and your own notice govern your case, and rules change — check the sources before you act.